BUSINESS ETHICS MANUAL

Section1:   Businees Ethics
Section2:   Code of Conduct
Section3:   Policy and practices pursuant to business ethics principle
1.Policy and practices towards the stakeholders
2.Policy and practices relevant to risk management
Section4:   Whistle-blowing, suggestion and penalty for non-compliance with regulations
Section5:   Monitoring and assessment on compliance with business ethics principle
1.Monitoring and review compliance with business ethics principle
2.Assessment and review the business ethics manual